Personal Finance, Redefined

Your money.

Your rules.

Track every expense, master your budgets, grow your savings — all in one beautifully simple, offline-first app.

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Offline First
Free Offline Core
Your Data, Your Device
Good morning 👋
August 2026 · Budget Active
MF
Monthly Budget
₹18,400
₹11,400Spent
₹7,000Remaining
62%Used
TODAY'S TRANSACTIONS
🍕
Dining & Food
Food · Digital Pay
−₹340
🛒
Groceries & Daily
Groceries · Card
−₹820
💼
Monthly Salary
Income · Bank
+₹45,000
🚗
City Commute
Transport · Digital Pay
−₹180
The Problem

Your finances are scattered.
MyFinote brings them together.

Forgetting bill due dates
Credit cards, EMIs, and subscriptions slip through the cracks — and you pay the penalty.
Losing track of lent money
Money lent to friends or family disappears without a trace — no record, no reminders.
No visibility into spending
Month ends and you wonder where it all went — no charts, no patterns, no clarity.
Savings feel abstract
You want to save for a trip or a gadget, but without a tracker, goals stay dreams.
Shared expenses create chaos
Managing budgets with a partner, family, or team is painful without shared access.
Multiple apps, zero clarity
You juggle 4 different apps for budgets, bills, goals, and notes — and still feel lost.
Core Feature

Log every expense
in seconds.

Capture income and expenses instantly with smart categorization, payment mode tagging, and personal notes — all on your device.

  • 37+ built-in categories — Food, Groceries, Travel, Health, Entertainment and more
  • Custom categories with your own icons and colors
  • Payment mode tagging — UPI, Cash, Debit/Credit Card, Net Banking
  • Income and expense toggle — full picture in one place
  • Add notes to any transaction for context
Add Transaction
Today, 18 Aug 2026
Amount
₹ 420
Category
🍕 Food
Payment
📱 UPI
Note
Lunch with team at office
Save Transaction
Smart Budgets

Budget your way —
three types, one app.

Monthly household budget, a celebratory event, or an international trip — MyFinote has a budget type built for every occasion.

📅 Monthly
🎉 Event
✈️ Trip
  • Monthly budgets with per-category spending limits and burn rate tracking
  • Event budgets for celebrations, birthdays, anniversaries with smart category presets
  • Trip budgets with multi-currency support and real-time exchange rates
  • Surplus manager — carry forward remaining budget or route it to your goals
My Budgets
3 Active
Monthly
Event
Trip
August 2026
₹25,000
Monthly · 62% used
Holiday Getaway · Aug 20–25
₹12,000
Trip · 38% used
Family Celebration
₹5,000
Event · 20% used
Financial Intelligence

Know your financial
health at a glance.

A powerful analysis engine that scores your finances, reveals spending patterns, and surfaces personalized insights — automatically.

  • Financial Health Score — 0 to 100 score updated with every transaction
  • Spending streaks — gamified consistency to keep your discipline on track
  • Burn rate timeline — see if you're on pace to overspend before month-end
  • Top categories donut chart — instantly see where money goes
  • Budget vs Actual comparison across all your budgets
  • Payment mode breakdown — digital vs cash vs card split
Analysis
August 2026
75 HEALTH SCORE
Food48%
Shopping32%
Transport15%
Health5%
💡
Insight
Food spending is 18% above your monthly average.
Bills & Payments

Never miss a
due date again.

Track credit cards, EMIs, and subscriptions all in one place — with smart reminders that notify you before you forget.

💳 Credit Cards
🏠 EMIs
📱 Subscriptions
  • Credit card due date tracking with reminders 3, 6 days, or on the due date
  • Remaining loan balance calculator for all your active EMIs
  • Subscription manager — log streaming, memberships, and recurring services
  • Mark as paid — keep your record clean and accurate
Bills & Payments
3 due this week
Cards
EMIs
Subs
💳
Platinum Rewards Card
Due: 22 Aug
₹8,4003 days
💳
Cashback Travel Card
Due: 28 Aug
₹3,200
🏠
Car Loan EMI
Monthly · 5th
₹9,500
Subscriptions
🎬
Streaming Service
Monthly · 1st
₹649
🎵
Music Platform
Monthly · 12th
₹119
Lend & Owe

Track what you're owed.
Never forget.

Keep a clear record of every amount you lend or borrow — with interest calculations, payment timelines, and automated reminders.

  • Log money lent or borrowed with person name, amount, and date
  • Interest calculator — simple or compound, built right in
  • Payment history timeline — track partial repayments over time
  • Reminder system — schedule follow-up reminders automatically
  • Mark as settled — clean closure when the debt is cleared
Lend & Owe
Net: You're owed ₹4,200
You Lent
₹7,500
You Owe
₹3,300
LB
Lucas Bennett
Lent · 10 Aug
+₹2,500
PS
Priya Sharma
Borrowed · 5 Aug
−₹1,800
SM
Sophia Martinez
Lent · 1 Aug
+₹5,000
KS
Kenji Sato
Borrowed · 28 Jul
−₹1,500
Savings Goals

Save with intention.
Celebrate milestones.

Set a target, track your progress, and let MyFinote automatically route surplus budget money towards your goals.

  • Create goals with custom name, icon, target amount, and deadline
  • Visual progress bars that update with every contribution
  • Auto-contribute from surplus — leftover budget goes straight to goals
  • Active, Completed, and Archived — full lifecycle management
Savings Goals
3 Active · 1 Completed
🚑
New Vehicle
68%
₹68,000 saved
₹1,00,000 target
✈️
Dream Vacation 2027
31%
₹62,000 saved
₹2,00,000 target
💻
Workstation Laptop
52%
₹78,000 saved
₹1,50,000 target
Emergency Fund — Completed!
₹50,000 goal reached on 10 Aug
Shared Budget Hub Coming Soon

Plan together.
Spend smarter.

Invite family, partners, or a team to a shared budget. Offline tracking is 100% free — live cloud synchronization coming soon as an optional feature.

  • Invite collaborators by email or link to any budget
  • Role-based access — assign Admin or Viewer permissions
  • Real-time sync — every transaction appears instantly across all members
  • Per-member spending visibility — see who spent what at a glance
  • Works offline — syncs automatically when back online
Group Trip Budget
Shared · 4 members
Budget Spent
₹4,680 / ₹12,000
Members
AR
Alex Reed (You)
Admin
₹1,840
AP
Aarav Patel
Viewer
₹1,200
EW
Emma Wilson
Viewer
₹920
CM
Carlos Mendez
Viewer
₹720
+ Invite member
0+
Expense Categories
0
Budget Types
0%
Offline First
₹0
Cost to Download
Recurring Expenses

Set it.
Forget it.

Define a recurring expense rule once — rent, subscriptions, salary — and MyFinote auto-logs it on schedule. Your records stay accurate, automatically.

Daily
Weekly
Monthly
Quarterly
Half-Yearly
Yearly
Active Rules
🏠
Apartment Rent
Monthly · 1st of month
₹12,000
📱
Internet & Utilities
Monthly · 15th
₹799
💼
Salary Deposit
Monthly · 25th · Income
+₹65,000
Privacy & Security

Your data stays yours.
Always.

MyFinote is built on a simple principle — your financial data belongs to you, not a remote server.

Offline First
All your transactions and personal budgets are stored locally on your device. The core app works fully without an internet connection.
Google Drive Backup
Back up your entire financial history to your own personal Google Drive with one tap and restore seamlessly across devices.
App Lock
Protect your financial data with PIN or biometric authentication. Your numbers stay completely private.
FAQ

Common questions.

Is MyFinote free to download and use?

Yes, MyFinote is completely free to download and use on Android. All offline core features — transaction logging, monthly/trip/event budgets, financial analysis, bills tracking, lend & owe, notes, and local/Google Drive backups — are 100% free forever with no ads. An optional subscription is only planned for real-time cloud sync and multi-device shared budgeting.

Does it work without the internet?

Absolutely. MyFinote is built offline-first — every core feature works seamlessly without an internet connection. Internet connectivity is only used when backing up to Google Drive or collaborating in shared budgets.

Is my financial data secure?

Yes. Your personal financial data never leaves your device unless you explicitly trigger a backup to your own Google Drive. We do not sell or store your private ledger on our servers. You can also enable PIN or biometric lock for device-level security.

Can I share a budget with family or friends?

Offline budgeting, expense tracking, and personal backups are fully supported and 100% free right now. The real-time Shared Budget Hub (allowing live multi-user cloud syncing with Admin and Viewer roles) is in active development and coming soon to the app as an optional cloud feature.

What currencies does MyFinote support?

MyFinote supports international currencies from all over the world. Trip budgets also feature exchange rates so you can log expenses in local currency while maintaining overall totals in your base currency.

Is there an iOS or web version available?

MyFinote is currently available on Android via Google Play. The iOS version is actively in development and coming soon to the Apple App Store.

What happens if I switch devices?

Simply back up your data to your personal Google Drive or export a backup file. Install MyFinote on your new phone, restore from backup, and all your records will be immediately restored.

Get Started

Take control of your
finances today.

Private. Powerful. Offline-First.

Get it on Google Play
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