Log every expense, master your budgets — and split group trips with friends, nearby or across the world.
Capture income and expenses instantly with smart categorization, payment mode tagging, and personal notes — all on your device.
Monthly household budget, a celebratory event, an international trip, or an ongoing group like flatmates or a couple — MyFinote has a budget type built for every occasion.
A powerful analysis engine that scores your finances, reveals spending patterns, and surfaces personalized insights — automatically.
Track credit cards, EMIs, and subscriptions all in one place — with smart reminders that notify you before you forget.
Keep a clear record of every amount you lend or borrow — with interest calculations, payment timelines, and automated reminders.
Set a target, track your progress, and let MyFinote automatically route surplus budget money towards your goals.
Define a recurring expense rule once — rent, subscriptions, salary — and MyFinote auto-logs it on schedule. Your records stay accurate, automatically.
Add a MyFinote widget to your home screen for a one-tap log, or just tell Siri — "Log 300 for food in MyFinote" — and it's done. Siri can even remember which budget to use for a few days, so it stops asking.
MyFinote is built on a simple principle — your financial data belongs to you, not a remote server.
Yes, MyFinote is completely free to download and use, with no ads. All offline core features — transaction logging, monthly/trip/event/group budgets, financial analysis, bills tracking, lend & owe, notes, home screen widget, Siri shortcuts, and local/Google Drive backups — are 100% free forever, including sharing a budget with people nearby. A Pro subscription (or a one-time Trip Pass for a single trip) unlocks real-time cloud sync so a shared budget stays updated across everyone's devices from anywhere.
Absolutely. MyFinote is built offline-first — every core feature works seamlessly without an internet connection. Internet connectivity is only used when backing up to Google Drive or collaborating in shared budgets.
Yes. Your personal financial data never leaves your device unless you explicitly trigger a backup or join a shared budget. Expenses in a cloud-shared budget are end-to-end encrypted, using a key that only you and your invited members hold — we cannot read them. You can also enable PIN or biometric lock for device-level security.
Yes. Nearby sharing lets you sync a budget directly between devices over your local network, completely free, with no account needed — great for a trip or an event where everyone's together. With a Pro subscription, or a one-time Trip Pass for a single trip, you can also share a budget over the cloud with people anywhere, with real-time updates, expense splitting, and settle-up.
MyFinote supports international currencies from all over the world. Trip budgets also feature exchange rates so you can log expenses in local currency while maintaining overall totals in your base currency.
MyFinote is live on Android via Google Play. The iOS version is currently in a public TestFlight beta ahead of its full App Store release.
Simply back up your data to your personal Google Drive or export a backup file. Install MyFinote on your new phone, restore from backup, and all your records will be immediately restored.
Yes, at any time. Delete your account directly in the app from Settings → Profile → Delete Account, or see our Delete Account page for details. Cloud data linked to your account is permanently removed within 30 days; logging back in during that window cancels the deletion.
Private. Powerful. Offline-First.